Travel insurance for Canadians, it’s worth it!

While we hope that you never need to actually use your travel insurance, having one is not only required but it’s also a practice of basic common sense. Accidents do happen and often at the worst possible time. Traveling to another country can be a wonderful way to make new friends, discover new places you’ve only read about, and no matter your age, increase your knowledge of the world. However keep in mind that no one is invincible, and knowing that emergencies won’t get out of hand can provide you with the reassurance needed by your family members who are not joining you on your journeys.

 

We at VisaCenter are here to provide you with several useful few tips to keep in mind in regards to your travel insurance.

  1. You must ensure that your chosen travel insurance provider includes coverage for emergency treatments and hospitalizations. Not all carriers cover medications and physician’s office visits. Those who are seeking a travel insurance that will meet such requirements should make sure that urgent medical care and emergency room visits are also covered by the insurance as a standard coverage, and not as an additional option sold separately.
  2. Travellers often assume that costs for such insurance coverage are quite high, however, this does not need to be the case. It is possible to get a low cost travel insurance that not only is affordable for most people’s budgets but that will also cover, and adequately so, any related medical costs incurred during a stay in USA, Australia, Russia, China, Africa, Schengen countries (Europe).
  3. Your travel insurance policy number and other information should be readily available in the event that you need to present it to health providers. We recommend making a photocopy of your travel insurance documents prior to traveling. Do not wait until you need healthcare services to look for your policy in your luggage.
  4. Your policy information should also be safeguarded to prevent fraudulent use of your insurance by scammers and other criminals at another location. It would not be cost-effective to acquire a low-cost travel insurance only to have it be misused by someone illegally. Being careless with your information can sometimes create hardships when may require to obtain travel insurance again in the future.
  5. In addition to health and medical coverage when traveling, protecting your luggage from loss is one of your most important duties during transit. After you’ve arrived at your destination, finding out that another passenger has run off with your gear can be a horrible shock. Protecting the investment you’ve made in your gear can also be covered, making losses such as this less painful.
  6. Another aspect of travel is discovering that cancellations do happen. Unless the fine print states that you’ll receive a refund, often you’ll have to wait for a replacement of what you’ve purchased. This can create extreme hardship especially in the case of accommodations. Cancelled flights, cancelled accommodations, and even cancelled excursions can all also be covered by travel insurance policies. While you might be able to catch another flight, or wait a few hours until the next one leaves the airport, this can cause you to lose your intended hotel room. If your hotel has cancelled, where will you stay in your destination city? A tour can easily be replaced, but finding another that will suit your needs and in the same time frame might not be found so easily.

 

Searching for the right policy may take some time, so starting as soon as you know you’ll be needing it will take a lot of the pressure off you and allow you to find the perfect policy that covers all of your needs. As always, if you have any questions or want to get a price quote on travel insurance, call or us or simply visit at: https://www.visacenter.ca/travel-insurance#top

 

 

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Holiday Travel Tips

1. Knowledge is power

Before you get leave for a new city, it is always wise to print off Google Maps directions that will guide you to the destinations that are important to you. Directions from your hotel to a specific theater, museum, or popular shopping district will allow you to leave the hotel and navigate the city with confidence. The directions are also your route back home should you become lost. Never forget to check for Travel Visa requirements. You may need to process additional entry permissions for certain countries. Go to our main page at http://www.visacenter.ca and use the Combo tool – select your nationality and country of travel – it’s that simple!

2. Check your seats

Booking your plane tickets online is a great way to score discounted airfare. However, you should always call the airline directly to verify that the seats you requested are actually the seats that are reserved. It has happened on more than one occasion that a travel party has been split up due to conflicting reservations between the airline and a 3rd party travel site.

3. Don’t wrap it up

You heard me, don’t pre-wrap your Christmas gifts before getting on a plane. As you can imagine, airport security agents become very nervous when passengers try and bring wrapped boxes onto their planes. Save yourself the frustration (and money) of having to wrap your gifts a second time by either shipping the gifts directly to the final destination, or bring only unwrapped gifts to the airport.

4. Carry- On Charger

If you are traveling in the winter months, there is a high likelihood that a portion of your journey will be delayed due to icy or snowy conditions. If your cell phone charger is stuck in checked luggage, you may be forced to either buy a new charger, or go without. By packing your cell phone charger in your carry-on luggage, you can assure that you will be able to use your phone whenever you need it.

5. Travel during the holidays… literally

You can save some serious coin by booking your flight on the actual holiday. Many travelers report that traveling on the holiday is much less-stressful due to minimal lines, empty flights, and vacant airports. Travelers also suggest booking your return flight on an off-peak day, such as Tuesday to avoid the hassles of a busy airport.

6. You deserve a good flyer discount

What? You’ve never heard of “the good flyer discount”? The good flyer discount is an industry term for polite passengers that receive “extras” from airline representatives for remaining calm and accommodating during difficult situations.

Personally, I’ve been privileged to upgraded seating, free in-flight beverages, free lodging, and even a free limo ride to another airport. Remain calm and polite and the airline representatives will do their very best to take care of you.

7. Get buff pre-flight

… or at least work-out heavily the day before you get on a flight of 4 hours or more. Many fitness-trainers will agree that heavy workouts the day before you get on a long flight may help you relax, deal better with jet lag, and help your body remain less-stiff during the flight.

If you happen to be in at the Los Angeles LAX airport, Chicago (O’Hare International) airport, or the Port Columbus International airport, you might be able to squeeze in a workout pre-flight. Check out http://www.airportgyms.com to find out if your airport has a gym.

8. Elderly drivers- Check your status

If you are traveling out of the country, and you happen to be a senior citizen (especially over the age of 70) you should investigate the policies for renting a rental car in the country you are traveling. Some countries have restrictions on the age of travelers that can rent a car in their country. Failure to check the age limit may leave you scrambling for a taxi, or forced to navigate a foreign public transit system.

9. Don’t forget the doctors note

People that suffer from diabetes or allergies should take special care to receive a note from their physician prior to travel. Without a doctor’s note, people who need to travel with needles and other medications may have to do without until they reach their final destination. Should something go awry during the flight, the end result could be fatal. Everyone wants to get to their final destination safely. Do yourself a favor by bringing a doctor’s note with you if you are going to be traveling with needles.

10. Snag the best deal on flights

Have you ever been on a discount airfare website and found the perfect flight, only to discover that when you came back the price had gone up? If this has happened to you, try deleting the cookies on your web-browser and then visiting the site again. This will clear you history with the site so that when you return, you’ll get the introductory price.

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