Travel insurance for Canadians, it’s worth it!

While we hope that you never need to actually use your travel insurance, having one is not only required but it’s also a practice of basic common sense. Accidents do happen and often at the worst possible time. Traveling to another country can be a wonderful way to make new friends, discover new places you’ve only read about, and no matter your age, increase your knowledge of the world. However keep in mind that no one is invincible, and knowing that emergencies won’t get out of hand can provide you with the reassurance needed by your family members who are not joining you on your journeys.

 

We at VisaCenter are here to provide you with several useful few tips to keep in mind in regards to your travel insurance.

  1. You must ensure that your chosen travel insurance provider includes coverage for emergency treatments and hospitalizations. Not all carriers cover medications and physician’s office visits. Those who are seeking a travel insurance that will meet such requirements should make sure that urgent medical care and emergency room visits are also covered by the insurance as a standard coverage, and not as an additional option sold separately.
  2. Travellers often assume that costs for such insurance coverage are quite high, however, this does not need to be the case. It is possible to get a low cost travel insurance that not only is affordable for most people’s budgets but that will also cover, and adequately so, any related medical costs incurred during a stay in USA, Australia, Russia, China, Africa, Schengen countries (Europe).
  3. Your travel insurance policy number and other information should be readily available in the event that you need to present it to health providers. We recommend making a photocopy of your travel insurance documents prior to traveling. Do not wait until you need healthcare services to look for your policy in your luggage.
  4. Your policy information should also be safeguarded to prevent fraudulent use of your insurance by scammers and other criminals at another location. It would not be cost-effective to acquire a low-cost travel insurance only to have it be misused by someone illegally. Being careless with your information can sometimes create hardships when may require to obtain travel insurance again in the future.
  5. In addition to health and medical coverage when traveling, protecting your luggage from loss is one of your most important duties during transit. After you’ve arrived at your destination, finding out that another passenger has run off with your gear can be a horrible shock. Protecting the investment you’ve made in your gear can also be covered, making losses such as this less painful.
  6. Another aspect of travel is discovering that cancellations do happen. Unless the fine print states that you’ll receive a refund, often you’ll have to wait for a replacement of what you’ve purchased. This can create extreme hardship especially in the case of accommodations. Cancelled flights, cancelled accommodations, and even cancelled excursions can all also be covered by travel insurance policies. While you might be able to catch another flight, or wait a few hours until the next one leaves the airport, this can cause you to lose your intended hotel room. If your hotel has cancelled, where will you stay in your destination city? A tour can easily be replaced, but finding another that will suit your needs and in the same time frame might not be found so easily.

 

Searching for the right policy may take some time, so starting as soon as you know you’ll be needing it will take a lot of the pressure off you and allow you to find the perfect policy that covers all of your needs. As always, if you have any questions or want to get a price quote on travel insurance, call or us or simply visit at: https://www.visacenter.ca/travel-insurance#top

 

 

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We demystify the reasons why your visa application may be delayed or rejected.

Why you travel visa application may be denied

Why you travel visa application may be denied

If you are traveling to a country with entry visa requirements, you must apply for a travel visa in advance and prepare all required documents properly. Coming from VisaCenter experience, there may be a list of reasons why your visa application may be delayed in its processing or rejected completely.

 

11 reasons your visa application is delayed:

  1. Visa application form is incomplete, i.e. while completing it you have omitted one or several items.
  2. Visa application is not signed and/or not dated.
  3. Visa application form is not in the required format. Many countries now require that the visa application form be first filled-out on-line and then printed out. Russia, Brazil, and India are examples of countries that require this format. In other cases, such as China, visa application forms must be filled out on your computer and then printed, but not filled out by hand.
  4. Passport is not signed by the owner. The holder must sign Page 3 of his or her Canadian passport.
  5. Passport is damaged. This applies to obvious damage, such as torn pages, cover(s) or unauthorized, non-official markings (scribbles made by your child or notes by yourself). In addition, a “washed” passport is also unacceptable. It may seem OK to you, but not to the visa officer at the consulate.
  6. Photos not in line with requirements. Photo booth photos or self-made photos are not acceptable. You may have your photo taken at any VisaCenter office locations or at a professional outlet, like Wal-Mart, Costco, etc.
  7. Additionally required documents are not presented, presented incompletely or do not meet the standards. Each country has a different list of documents that must be submitted along with the core ones (passport, photo and visa application form). In some cases it is an invitation from the person or organization from that country, or /and bank statement, printed out itinerary, International Certificate of Vaccination for Yellow Fever, etc. Some consulates are asking applicants to bring an extra copy of some of the documents being submitted. For example, when you submit for Russian visa you must attach a copy of the main page of the applicant’s passport.
  8. Incorrect payment of consular visa fee, in the case of an incorrect amount or form of payment. Most consulates accept only money orders, so sending them cash or personal cheques is classified as an incorrect form of payment.
  9. Incorrect mailing address. In many cases, consular divisions of embassies are located at locations different from the address of the embassy itself. If you send your visa application directly to the embassy, you can be sure to expect a delay in processing. In the case of Russia and China, neither the embassy nor the consulate accepts visa applications from the general public. You must use a visa center only – no other choice.
  10. No return pre-paid envelope/waybill enclosed to return your passport with visa or enclosing the envelope of the service that the consulate is not using. Some consulates, for example, are using only certain courier companies and if you attach a pre-paid waybill from a different company they will not send it back to you.
  11. Political and/or consulate relations between two countries. Sometimes when the relations between countries are getting worse, this may negatively reflect on visa issuance processing.

Top 5 reasons your application is rejected:

  1. The country you intend to enter has blacklisted you.
  2. You have provided false, in-complete information
  3. You failed to meet additional requirements
  4. You failed to attend a visa interview at the consulate.
  5. You failed to pass a visa interview at the consulate.

In the majority of cases, consulates do not provide any explanation or detail as to why a visa application has been rejected and/or you are denied an entry visa.

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